Ok, so here is a conversation I had with my insurance company...
After getting a voicemail from an employee at my local insurance company that said I needed to contact them I call them back.
Lady: Ma'am. Recently insurance company sent out a postcard regarding life insurance for your husband. I was running some numbers and we can get life insurance for you and your husband and children's policy all for around $38 a month.
Me: Well right now we aren't interested in getting life insurance through your company because we already have life insurance through our company.
Her: Our life insurance is owned by you and so if your husband were to die then the money would go directly to you.
Me: I understand. I have separate insurance also by what my parents had bought for me when I was younger.
Her: Yes, well this would be separate from what you already have and your children would be covered up to $5000.
Her: You do have just the 2 children?
Me: No, we only have one.
Her: I also have insurance like that but my husband didn't and (blah blah blah...I can't remember exactness by this point in the conversation.)
It was such a random conversation. And it seemed like she was really pushing me to buy more insurance. Especially on my husband. It all seemed very awkward and I didn't really like how it was headed. Like maybe she thought I was going to whack him to get the 100k that his insurance would cover? It was all very odd and I got off the phone feeling really weird. But not weird enough to buy some insurance!